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A Brief Outline: Buying Houses in Kerala

It is important to highlight the unavailability of relevant legal documents, papers, approval and deeds that may affect the acquisition rights of property. Each of these documents is vital in guaranteeing more peaceful, happy and long ownership of such accommodations. With this, we will now see all the legal documents you will need in purchasing an apartment based in the state of Kerala.

Important Certificates and Documents

Occupancy Certificate (OC)

The OC is issued by the Municipal or Corporation authorities of particular Local Government after an inspection of the completed building. During the inspection, the authorities are looking at whether the finished structure exists in compliance with plans that were approved. At the end of the processes an OC is issued and after that the developer applies for the door numbers of the individual homes of the apartment.

It is also required that a builder should provide a Fire Force and Pollution Control Board approval in order to get an Oc in the state of Kerala.

Sale Deed and Possession Certificate

After giving up the dues, and getting the Occupancy Certificate, the developer goes ahead and registers the Sale Deed and applies for the UDS in favor of the home buyer. Once the sale deed and UDS are filed the homers are eligible for applying for a possession certificate.

Building Tax Receipt

The building payment receipt is vital in order to do an electrical connection. It is issued to the purchaser whenever he applies for it after the sale deed has been executed and the builder has registered the door number.

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Electricity Board Connection

The Kerala Electricity Board provides the electrical connection to the building after the verification of the building tax documents. In most instances, the developer has already secured a connection in their name which they can later assign to the buyer.

Sale Deed

The stacking of Sale Deed comes on top of the list of documents when buying or selling a property. It acts as proof of the sale and also record of transfer of title of the property. The Sale Deed bears UDS, the size of land, the economic value of land, along with the conveyancing particulars namely the survey number, taluk, and village in which the land is situated.

Location Sketch

The location sketch is a relevant offering of locality head whose jurisdiction the plot is managed. It is a permission with particulars the number of plots, anticipated built up space, facilities, number of car parking spaces, etc.

Encumbrance Certificate

The Encumbrance Certificate (EC) discloses the liabilities which the land may have. The sale of land cannot take place legally without the possession of the EC.

Joint Development Agreement

The Joint Development Agreement (JD) is an agreement which the builder enters into with other people for example land owner. The JD then provides for the framework mandating the builder to usurp the authority and move on to the construction work.

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Crucial Approvals

Building Approvals

In simpler words, building permits provide permission to develop a building as per the approval of concerned government offices. Some of the most important approvals you may need are from:

Pollution Control Board

Pollution control board issues a certificate of consent to operate before a building construction can start in India. Even though PCB approval is absent in the Kerala Municipal Building rules, it is important to get it.

Airport Authority of India

For construction of buildings proposed within the 20 km vicinity of the Airport, the Airport Authority of India (AIA) approval is compulsory. On the one hand, a local municipal body prescribes a minimum height, which the AIA cross checks before giving the go ahead.

Coastal Regulatory Zone

Coastal regulatory zone has the responsibility to grant approval’s for any forms of construction activities, tourism, development activities in areas specially marked as CRZs. These laws are created in the effort to reduce the impact and protect various oceanic bodies of water, the environment and the fishing communities in the area.

Ministry of Environment and Forest

The construction of the work is supervised by the ministry of environment and forest through ensuring that the activity is taking place on NA lands. This approval only applies to lands larger than 20,000 square meters.

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Maintenance and Care and Association Building: Association Building and Maintenance – Construction Update Once The Sale Deeds have been executed the builder hands over the apartment to the homeowners and authorizes them for formation of an association for the apartment. Vendor List and Contacts This is important document for the homeowners to have after take over. The Vendor list is a document that assists the builders with servicing needs. Please Note: It is always best to buy a home or for that matter a flat constructed by a known builder to avoid complications later Let us hope our lists of documents are of more use in future if ever you decide to buy the house of your dreams.

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